11 Apache Lane, Ferndale, NY 12734

$190,000
  • 11 Apache Lane, Ferndale, NY 12734 Main Photo

24 Total Photos [Click to View All]

Active Price Reduced by $5,000 on April 13th, 2026
BEDS2 BATHS1 full SQUARE FEET526 MLS#947482
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONIndian Lake HOA SCHOOLLiberty

Property Description

Offered fully furnished at no additional cost, this is a true move-in-ready opportunity-just bring your bags and start enjoying the lifestyle from day one. Welcome to 11 Apache Lane, a two-bedroom, one-bathroom home set within the Indian Lake Community, a peaceful and close-knit setting centered around a private, spring-fed lake designed for simple, everyday enjoyment.Life at Indian Lake is about slowing down and leaning into what matters. Residents enjoy access to a four-acre lake perfect for paddle boating, swimming, and catch-and-release fishing, along with maintained common areas and year-round road service. Whether it's mornings by the water, afternoons exploring, or evenings around the firepit, this community offers a lifestyle that feels like a getaway-yet works just as well for full-time living. And at a price point under $200,000, opportunities like this within a lake community are increasingly hard to find.The home itself has been thoughtfully updated and well cared for, with improvements including a newer roof, spray foam insulation, updated heating systems, a mini-split in the dining area, a new water heater, refreshed bathroom flooring, fresh interior paint, and recently stained decks. The interior offers a comfortable living room, an eat-in kitchen, and well-proportioned bedrooms, all laid out in a way that is both functional and inviting.Outdoor living is a standout feature. Enjoy a private backyard complete with a firepit, hammock, and outdoor shower-ideal after a day at the lake. A shed with electricity has been reimagined as a cozy stargazing retreat, offering a unique space to unwind and take in the night sky.Nearby, the Bailey Trail provides a scenic option for walking and enjoying nature, while The Old Homestead Restaurant in Monticello-just a short drive away-is known for its welcoming atmosphere and quality dining. The location also offers convenient access to Bethel Woods, Resorts World Casino, The Kartrite Indoor Waterpark, golf courses, and a wide range of year-round recreational options throughout the Catskills region.11 Apache Lane offers a rare combination of value, condition, and lifestyle-fully furnished and ready to be enjoyed from the moment you arrive.

11 Apache Lane | MLS# 947482

This single family home located at 11 Apache Lane, Ferndale, NY 12734 is currently listed for sale with an asking price of $190,000. This property was built in 1960 and has 2 bedrooms and 1 full baths with 526 sq. ft. Apache Lane is located in the Indian Lake HOA subdivision within the Liberty school district. Search Indian Lake HOA real estate on ryanduhaney.century21americanhomes.com today.

Property Features

Property Type: Residential - Single Family
Basement: Crawl Space
Cooling: Ductless, Wall/Window Unit(s)
Heating: Hot Air, Other
Home Style: Cottage
Lot Size: 0.22 Acres
Taxes: $3,647
Year Built: 1960

Amenities

Other

Feature Descriptions

Appliances: Electric Oven, Electric Range, Electric Water Heater, Freezer, Refrigerator
Attic: Scuttle
Days on Site: 101
Exterior: Aluminum Siding, Vinyl Siding
On Market Date: 2026-01-15
Parcel Number: 3689-041-A-0004-004-000
Parking Features: Driveway
Parking Total: 2
Rental Term: Monthly
Rooms Total: 5
Sewer: Public Sewer
Utilities: Trash Collection Private
Water: Public

Local Schools

High School: Liberty High School
Middle School: Liberty Middle School
Elementary School: Liberty Elementary School
School District: Liberty

Estimate Your Payment

Estimated Payment

$ 782.19 per month $422.86 Principal & Interest $303.92 Property Tax $55.42 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Listed By / Shown By

Listing By

Agency Name: Keller Williams Hudson Valley
Agency Contact: 845-610-6065

Shown By

Agent Name: Ryan Duhaney
Agent Phone: (718) 395-5626
Agency Title: Century21 American Homes

IDX logo

Login to My Homefinder

Pixel